Our Focus

Our primary course of business includes but not limited to the following:

• Provide credit to our members, including formal and informal self-help groups, individuals and organisations;
• Promote and monitor effective loan usage among our members by providing ancillary capacity building in such areas as record keeping, small business management, etc.;
• Accept various types of deposits including savings, target and demand deposits from individuals, groups and coop organisations;
• Invest surplus funds of the coop into SMEs and MSMEs that are thriving and monitor them to see that the funds achieve the set goals.
• Pay and receive interests as may be agreed upon between Liberty Hub and our members in accordance with existing guidelines;
• Operate micro leasing facilities, finance hire purchase and arrange consortium lending and supervise credit schemes to ensure customers access to inputs for their economic activities;
• Give guarantee in favour of our members to enable them have greater access to credit and other resources;
• Buy, sell and supply on credit industrial and agricultural inputs, livestock, machinery and industrial raw materials, to poor persons and to act as agent for any organisations for the sale of such goods or livestock;
• Invest in shares or equity for anybody in the cooperative with the objective to provide micro finance services to micro businesses;
• Provide professional services to micro business regarding investments.
• Render managerial, marketing, technical and administrative advice to members and assisting them in obtaining services in such fields;
• Establish subsidiaries whether wholly or partly owned and to appoint agent in various locations for various activities which Liberty Hub may consider necessary for the proper discharge of its functions;
• Mobilize and provide financial and technical assistance and training to micro enterprises; and
• Perform non-banking functions and promote grassroots development such as supporting individuals, cooperative and group formation activities, rural industrialization and other support services.